Having too much without having too little cash on hand at the end of the year is a great balancing act. As the year draws to a close, take the necessary time to plan so you can relax and celebrate the holidays with confidence.

Recently I was fortunate enough to give a workshop where the purpose was to get people thinking about some financial concepts and to get them talking and thinking about how they view money so they can improve their own situations.

In our final installment, what future uncertainties keep you from taking care of those financial issues you know you should be handling?

The Ghosts of Money Present.  How do you improve your financial decision making?

It's great to save for your future or for a rainy day, but how much should you sacrifice your lifestyle for those aims?

It's great that you've been told to save and invest, but why are YOU doing it?

In our first blog, I wrote a story about the parent of a child wondering whether a Kindergarten curriculum is likely to have greater success getting their child into Harvard or Dartmouth.  While the question was fairly ridiculous, in some ways it showed a thought process.  The parent has a goal and wants to take the necessary steps to attain that goal.  So while the parent has done things incorrectly in understanding the measures needed to attain that goal, what have they done right?

First, let me welcome you to our blog.  We will periodically write about topics of interest including investing and financial planning as well as other topics which may be on our minds like economics, education, and sports.