401k

The SECURE Act

The SECURE Act

At the end of December 2019, Congress passed a funding resolution for the government which averted a shutdown.  The intentions of this law are generally noble--to help more employees fund their senior years with workplace retirement plans which allow participants to save more money than they would through a typical IRA alone.  But it also provides some significant changes which individuals and planners alike are going to have to wade through in the coming years.

Retirement Plans for Really Small Businesses

Retirement Plans for Really Small Businesses

Do you have a business with 5 or fewer people working in it?  Or maybe it's just you?  Have you thought that a 401k was too much to deal with, but you'd like to save more than you can in an IRA?  Want to still save on some 2017 taxes?  This post introduces you to a possible solution.