The holidays can be overwhelming, especially when it comes to spending. In this video, Russell Rivera discusses how to avoid the financial hangover that often follows the season. If you've ever felt stressed about paying off holiday expenses, this is worth a watch.
You can watch this video and others on the Voice Wealth Management YouTube channel.
Transcript:
Hi, I'm Russ Rivera, founder and president of Voice Wealth Management, and welcome back to Sidewalk Talk. Today I want to talk to you about how you can enjoy the holidays while lowering your financial stress by planning and budgeting wisely. Imagine what's coming ahead as the weather gets cold around. We have trips, gifts, wanting to go see even local trips, wanting to go see the tree at Rockefeller Center, or whatever it might be as to how you and your family celebrate the holidays visiting family.
But you know what happens sometimes? These things can get out of control. You lose the budget, you lose your financial discipline even for the short term because you've got so many things pulling you to give you and your family a memorable holiday season.
Well, how do we help? We help families create a cash-based budgeting strategy so that they can use cash to manage their holiday spending, and then instead of waking up in January, February saying, "Wait a minute, how do I pay this all off," they've already taken care of it because they're well ahead of where they need to be because well, they kept their finances in check.
We want to help you build confidence for the holiday season and not have the financial hangover when you get to 2025 on January 1st and saying, "How am I going to pay for all of this?" So don't let holiday stress overshadow your holiday celebrations. Plan, budget wisely to keep your finances in control.
If you need help, you can give us a call or visit us at voicewealth.com to find out more and see how a cash-based strategy can help you enjoy the holiday season without the financial stress. Thanks, we'll see you next time.
Russell D. Rivera, CFA, CFP®, is the Founder and President of Voice Wealth Management, an independent financial services firm serving professionals, entrepreneurs, and families in New York City and beyond. Focusing on helping clients make informed decisions about saving, investing, and financial planning, Russell is committed to providing a customized approach that reflects each client’s unique priorities and experiences.