When you complete four years of college and maybe even more years of grad school, law school, or business school, you’ve taken important steps toward establishing a successful career. However, the student loans many professionals have incurred in the process of kick-starting their careers often present unexpected challenges when it comes to making progress toward achieving their financial goals. You knew you would have to pay the money back, but the reality of lower salaries, higher cost of living, and rapidly accruing interest can make paying down student loan debt more difficult than expected. The debt burden often interferes with purchasing a first home or starting a family, and this problem has become more common than not in recent years. 

As a Chartered Financial Analyst (CFA®), and a CERTIFIED FINANCIAL PLANNER™ Russell can provide guidance through making choices regarding your student debt and your money.

how voice helps

• Review your current situation

• Assess how much you owe

• Consider your current income and monthly cash flow

• Look into your existing repayment plan

Examine Options

• Which income-driven repayment plan is right for you? 

• If you are on a repayment plan, should you switch? 

• Should you refinance your debt?