Insights, Advice, and Conversations to Shape Your Financial Future
DISCUSS WITH RUSS
“Discuss With Russ” is your go-to resource for navigating the complex world of personal finance. Whether you’re looking to manage risk, seize new opportunities, or avoid common financial pitfalls, our blog offers insights to help you succeed at every stage of your financial journey.
We’re here to provide actionable strategies and thoughtful guidance to help you take control of your financial future.
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5 Things to Consider Before Buying a Vacation Home
Purchasing a vacation home may seem pretty straightforward — find a place, buy it, and start living your best vacation life. But in reality, just like owning a “regular” home, vacation homes come with many of the same considerations as homeownership of any kind.
Preparing Your Will As a New Parent
Most parents with new and growing families assume they have plenty of time for estate planning and preparing a will, often putting the tasks off and putting their loved ones at risk for far too long. Not only can we never predict the timing of death, but there are also important special considerations that families with younger children need to take into account when preparing a will.
Making the Most of Your Employee Benefits
Whether you’re looking at health insurance, life insurance, disability, or retirement, the first step to maximizing your benefits is understanding what is available to you. Don’t let them go to waste.
Does a Tax-Free Weekend Actually Save You Money?
With costs rising, families are looking for ways to save on necessities, not just for back to school but throughout the year. One way people do this is by taking advantage of their state’s tax-free weekend.
Smoothing the Estate Transition
In this video, Episode 26 of the Discuss With Russ series, Russell speaks with Tara Faquir, Co-Founder and COO of Trustate, an estate administrative services firm that helps executors navigate the complex and stressful process of settling the estate of a loved one.
Checklist for What to Do When a Spouse or Parent Dies
Knowing exactly what to do when a spouse or parent dies can be difficult, but mistakes and oversights can be costly or lead to serious problems down the road. This checklist will help ensure you know what to do when a death occurs.
Your Credit Score and Retirement: What You Need to Know
Financial planning for your retirement is critical, and that includes having a strong credit score. Here’s how you can build and maintain a good credit score as a future or current retiree.
Preparing For and Recovering from Disasters
Disaster can strike at any time. It’s vital that you think ahead and prepare for disaster recovery before the disaster happens in order to mitigate financial risk and minimize the emotional toll devastating loss can bring.
The Fear is the Worst of It
Fear can be a great motivator—to freeze and do nothing. And when you freeze, it pays to have a professional who will guide you through the issues, whatever they might be, with rationality and experience to get you moving in the right direction.
Tips For a Healthy and Happy Retirement
Retirement signals the end of our wage-earning years, so the primary concern tends to be making sure you’ll be able to take care of your needs and maintain your lifestyle without running out of money, but your physical and mental health are equally important.
Divorce and Your Finances
Untangling your finances during a divorce can be a messy process, but making mistakes during this vulnerable and emotionally draining period, particularly when it comes to money, can have long-lasting and far-reaching effects.
How Your Parents Can Invest for Your Kids' Future
As your parents watch the next generation grow and develop, they might want to share some of their good fortune with your kids, their grandchildren.
Keeping Your Personal and Business Data Secure
Cybersecurity is something many people don’t think they need to worry about beyond the obvious email scams. Not every company has its user’s privacy and security in mind, so you need to ensure that you are taking the necessary steps to protect yourself.
5 Tips for Spring Cleaning Your Finances
Organizing your finances is never a simple one-and-done task. It requires ongoing attention and care. As your circumstances change and time passes, it’s essential to keep a close watch on your money and make financial adjustments as needed.
How to Review Your Online Social Security Statement
Reviewing your Social Security statement and estimated benefits online is fast and easy, plus it can help you with retirement planning and knowing whether the SSA has accurate information on file.
What’s Your Number?
In Russell’s video “What’s Your Number?” he talks about the things you should keep in mind as you prepare for retirement. There are several factors to consider to maximize your retirement savings and ensure a secure future for yourself.
Last-Minute Tax Tips
There are many things to think about as we approach a new tax season and continue to navigate this ongoing pandemic. Knowing how to improve your cash flow, contributing to your retirement, and acquiring the right assets will allow you to benefit as much as possible from your income.
How to Get Financially Organized and Conquer Your Paper Piles
If you are looking at a mountain of paperwork, you might be tempted to toss it in the trash, but doing so could cause problems down the road. Schedule some time to look at each document and sort them out.
Checklist for Estate Planning: Review Estate Planning Documents
Because your estate is continuously changing and the circumstances that affect your estate can shift over time, it is important to keep a close watch on your estate plan and make adjustments as needed. This checklist can help you cover all the bases.
What WallStreetBets Should Teach YOU about Investing
The news about certain stocks being targeted by online Reddit boards is not a new story, but the methods certainly are. What the people on the boards are doing is not, for the most part, investing. They are speculating.