The last time we saw rising interest rates like we’re seeing today was around 2005, so if you’re 37 years old or younger, this is the first time you’ve been through this kind of economy as an adult. For perspective, watch our video, “You’re Not Alone.”

On this episode of Discuss with Russ, Russell talks with Scott Richards, employee benefits broker and strategist with Hilltop Strategies, about rising health insurance expenditures due to Covid and the various individual health insurance plan options available in 2022.

Russell Rivera, CFA, CFP, talks with Ross Karp, CLTC, founder and president of 3P Insurance Services, about managing personal financial risk with life and long-term care insurance.

Learn about how auto insurance rates are calculated and choosing appropriate coverage limits, how an umbrella liability policy can give you additional protection from loss, homeowners insurance coverage areas you might need to add to your policy, as well as cyber liability and a few types of insurance you may not have even known were available.

While money is simply a tool, people associate different meanings to money based on their own personal experience and money psychology. It’s important to ask whether your money beliefs are serving the pursuit of your financial goals or working against you.

Unless you come from a background where you learned how to build wealth, you’re going to have a difficult time trying to do it on your own, even if you make a good income. Russ recently sat down with Mark Iorio, host of Rainmakers Roundup, to discuss why building wealth is so challenging for some people and how they can get guidance and support.

Russell talks with Fenton Joseph, owner of web design firm Olive Branch Digital, about his journey to successful self-employment and what others who are thinking about starting their own business need to consider before taking the leap.