Are you making the most of your charitable contributions? Donor-advised funds (DAFs) could be the answer, offering significant tax benefits and the flexibility to support various causes over time.
Regularly reviewing your credit report is crucial for maintaining financial health. It provides insight into your financial behaviors and can help you spot fraud early. Keeping an eye on your credit helps ensure you’re ready for life’s big decisions.
Explore the potential benefits of refinancing high-interest debt. This strategic financial move could lower your payments and help you manage your budget better, offering a clearer path toward financial stability and independence.
Feeling overwhelmed by market noise? Learn how to stay focused on long-term goals and manage stress with informed decisions, even during market fluctuations.
While both health savings accounts and flexible spending accounts are similar in structure, they are intended for different purposes and to serve individuals differently. Do your research before deciding which is best for you.
As parents, we all want to help our children financially and be sure they are secure. Just make sure you also teach them how to be financially independent so they are not tethered to your wallet into their adult years as well.
While autopay is not without its problems and may not be for those that have fluctuating monthly bill amounts, it can bring a sense of relief from the tedious task of paying the bills and freedom from the consequences of forgetfulness.
How you manage your credit can make or break your personal finances. Credit can be a helpful tool to get the things you need and want, and it can also lead to your financial downfall if you are not careful.
Taking the necessary steps towards achieving a debt-free life takes hard work and perseverance, but it will allow you to live life with freedom to make the choices you want.
Everyone can benefit from new ways to make your home more energy-efficient. Taking simple steps, such as updating your appliances, can help lower your electricity bill while also lowering your overall impact on the environment.
Life is unpredictable and can often throw many curveballs at us. Developing personal resilience is a way that we can come out the other side of adversity with a different view, and many times, more opportunity and success.
While the COVID-19 crisis may be preventing us from getting outside and enjoying the spring weather like we may have wanted, we can use this time to get ourselves financially healthier over the next couple of months.
Most of us are wasting our money in ways we don’t even realize. The first step to saving money is to recognize where we are spending it. Once you know where your money is going, you can think carefully about smart ways to save it.
Have you considered how you would handle receiving a life-changing amount of money? Inheriting a windfall can be a blessing but it can also be a curse if you do not take smart steps to spend and save that money wisely.