The earlier you start your journey, the more likely you’ll be positioned for financial success!

Still wondering if it’s time to get your personal finances in order? Ask yourself:

If any of these questions resonate with you, it’s time to build your financial future.

  • Does managing your money leave you feeling overwhelmed or anxious?

    Money can feel stressful, but it doesn’t have to. We’ll help you cut through the confusion, take control, and feel empowered to make financial decisions with confidence.

  • Are you losing sleep over uncertainties about your financial future?

    You don’t have to face the unknown alone. With the right plan in place, you can feel more informed, secure, and confident about what’s ahead.

  • Has the reality of retirement snuck up faster than expected, leaving you - scrambling to plan?

    It’s not too late to take action. Together, we’ll assess where you stand, identify the changes you need to make, and create a plan to help you get back on track—starting today.

  • Have major life changes—like a divorce, new job, or significant loss—shaken your sense of financial stability?

    Life can be unpredictable, but your financial plan doesn’t have to be. We’ll help you adjust to your new circumstances, rebuild your confidence, and move forward with clarity and purpose.

  • Is student loan debt making it feel impossible to get ahead?

    Student loans can be overwhelming, but they don’t have to hold you back. We’ll help you evaluate your options, create a manageable plan, and start making meaningful progress toward your goals.

  • Are you worried you’ll be stuck renting or living in your starter home forever?

    Balancing big financial goals like buying your dream home can feel daunting. Let’s work together to create a roadmap that prioritizes what matters most and keeps you moving toward your goals.

  • Does the looming cost of college for your kids make you anxious?

    You don’t have to sacrifice your financial security to give your kids options. Starting now can help you balance saving for college while protecting your family’s future.

  • Have you received an inheritance or windfall, but fear making the wrong financial decision?

    Congratulations! Whether it’s better to pay off debt, save, or enjoy a little extra spending, we’ll help you make decisions that align with your goals and values.

  • Is discussing money with your partner difficult, or are financial disagreements straining your relationship?

    Money conversations don’t have to be stressful. We’ll help you and your partner get on the same page, set shared goals, and work toward a future you both feel good about.

BUILDING WEALTH STARTS HERE

Discover If We’re the Right Fit: Who We Work Best With

Your money history is unique. At Voice Wealth Management, we help Gen X and Millennials understand their financial past and build toward a healthier financial future by listening to what’s important to you. Whether you’re managing career transitions, navigating divorce, saving for your children’s education, or adjusting to an empty nest, we provide personalized guidance tailored to your specific goals

Icon of a business person in a suit standing next to a briefcase.

The Young Professional

Starting your career and eager to build a strong financial foundation? We’ll help you with budgeting, saving for major milestones, and investing for long-term growth.

Learn How We’re Helping Ryan Succeed
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The Young Family

Balancing careers, kids, and finances can be overwhelming. We offer flexible evening and weekend meetings to help you manage today and plan for tomorrow.

Discover How We Help Growing Families
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The Entrepreneur

Building or scaling your business while keeping personal finances in check requires careful planning. We’ll guide you on how to balance business growth with personal financial security.

Find Out How We Help Entrepreneurs
Illustration of a man and woman walking away from each other, with a broken heart symbol above them.

The Divorcee

Going through a major life change? We specialize in helping you rebuild your financial life after divorce, from asset division to planning for your new future.

See How We Help Tara Rebuild Her Financial Future
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The Empty Nester

With your children grown, it’s time to focus on retirement planning, wealth preservation, and leaving a lasting legacy. We’ll help you map out the next phase with confidence.

See How We Help Prepare for the Next Chapter

Proud Member Of and Proudly Featured In

  • Silver plaque with the letters 'CFP' and the words 'Certified Financial Planner' below.
  • CFA Institute logo with text 'CFA Charterholder Russell D. Rivera, CFA, Charter Awarded 2007'
  • Logo of the Financial Planning Association with the acronym FPAA and a stylized pyramid and pencil design.
  • Logo of the Manhattan Chamber of Commerce featuring a stylized 'M' with circular design elements.
  • NADF Member logo with shield design

Discuss with Russ

Discuss with Russ focuses on helping you face financial challenges and start thinking about how to build the life you desire no matter what comes your way. We want to help you take advantage of opportunities, manage risks, and avoid pitfalls so you are most likely to succeed.

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